Online Jobs

3 Low-Cost Business Ideas for Stay-at-Home Moms

Benefits of Starting a Home Business

  1. Work on your own terms and time. You can work in the wee hours of the night, in between mom duties, or anytime you choose.
  2. Spend more time with your family.
  3. Have a creative outlet.
  4. Work at home or anywhere. Depending on the type of business you choose, you may also be able to work while traveling. 
  5. Reach your financial goals without having to leave your home.
  6. Earn more money while working less.
  7. You want to quit your job.

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Stay-at-Home Moms Business Ideas To Start with Little Money

I decided to rank each of these business ideas on a scale of 1-10 (1 being the lowest and 10 being the highest) in terms of:

  • TIME: How much time you will need to get started? (10 being the most time-consuming)
  • INVESTMENT: How much money you will need to get started? (10 being the costliest
  • INCOME: How much money can you earn through this stay-at-home moms business idea? (10 being the most lucrative)
  • DIFFICULTY: How easy or difficult is it to make money through this business idea?  (10 being the most difficult)

Ready to learn what are the best stay-at-home business ideas to start this year? Let’s dive in!


1. Start a Freelance Writing Business 

For me, freelance writing is one of the best stay-at-home business ideas out there because you don’t have to pay anything to start making money from it. At the very least, you’ll only need a computer and an internet connection.

Also, there’s no shortage of voiceover jobs online. And it is even possible to make six figures with just a freelance writing business!

If you don’t believe me, take a look at holly who started freelance writing while working a typical 9 to 5 job. Holly left her lucrative corporate job when she started earning over $40,000/year from freelance writing. 

Now, Holly consistently makes $200,000 per year from this online home business alone!

You may be thinking, perhaps Holly is an incredibly talented writer.

Well, according to Holly, you don’t need to be exceptionally talented (although that helps) to start making money with freelance writing.

Having decent writing and research skills is important but the secret to your success lies in your marketing skills as well.

How To Get Started 

While this is not a requirement, having your own freelance writer website and portfolio is important to show your potential clients that you are a business providing services to other businesses. This allows you to set your own rates as well as build credibility as a professional freelance writer.

Want to know more about starting a freelance writing business? Read my in-depth guide on how to become a freelance writer with no experience. Better yet, check out Holly’s freelance writing course here if you want to get serious.

INVESTMENT: 1

You only need to have a computer and an internet connection to get started. 

INCOME: 1

If you are fully booked, it’s possible to earn six figures per year! 

DIFFICULTY:  5  (Intermediate)

You don’t need to have professional writing experience, but you may need to demonstrate your skills to get hired.


2. Start a Blog

Blogging is one of the more popular home business ideas for stay-at-home moms for a few reasons. Blogging is flexible and fun. You can blog about your passions and help other people by sharing your ideas, projects, recipes, and more.

The world of blogging is also vast, so you can always find a niche that you’ll enjoy writing about.

Your earning potential is also huge with blogging, and you can have multiple income sources. You can earn through display advertising, sponsored posts, brand partnerships, and affiliate marketing. 

I started this blog on a whim and never thought I could turn it into a full-time business. You might not believe it but it’s possible to earn six figures from a small blog like this one you are reading right now. 

TIME: 1

You’ll only need a few minutes to set up a blog but it can take some time to start earning an income from your blog.  

INVESTMENT: 1

You’ll only need to pay for hosting (best price here) and a domain name to start. 

INCOME: 1

You have a huge earning potential. You could be earning $1k a month or $100k a month like Michelle of Making Sense of Cents. 

DIFFICULTY: 7 ( Challenging/ Difficult)

It takes time and a ton of effort to start making your first dollar as a blogger. You will have put in a lot of hours of work at the beginning, but blogging can become a source of passive income over time and require less work.

I may be biased but for me, blogging is one of the most flexible and financially rewarding stay-at-home mom business ideas anyone could start!


3. Start a Proofreading Business

This business idea is perfect for people who have an eagle eye for errors in grammar, spelling, and syntax. If you can easily spot errors on a restaurant menu or blogs, you could make a great proofreader!

Caitlyn Pyle made $43,000 in her first year proofreading part-time! Proofreading has been her primary source of income since 2012, and in 2014, she started proofreadanywhere.com as a blog to help others start and grow their proofreading business as she did.

How to Get Started 

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I also recommend joining 

TIME: 1

You can get started right away. Once you have your resume ready, create the perfect pitch and send it to potential clients.

INVESTMENT: 1

You don’t need to invest money here to get started. However, investing in proofreading courses can help you land gigs faster especially if you don’t have professional experience in proofreading. 

DIFFICULTY: 3 (Easy)

You don’t need certifications to become a proofreader. You just need to have the skills that  you can learn from 5 Ways To Get Paid To Be An Online Friend [$200+/Day]


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